Whether you drive the streets of Burlington, NC for business or pleasure, you must carry automotive insurance. Here at Don Allred Insurance, we want you to experience the safest driving you can on the NC roads and that means carrying the right insurance.
To register a vehicle in the state you must purchase liability, property damage, and uninsured motorist coverage. The state mandates the minimum amount of required coverage in the Vehicle Financial Responsibility Act of 1957. The law states you must purchase at least a 30/60/25 plan. That means you must purchase an insurance policy that at a minimum provides:
- bodily injury coverage in the amount of $30,000 per person and $60,000 per accident,
- property damage coverage in the amount of $25,000 per accident,
- uninsured motorist property damage coverage in the amount of $25,000 per accident,
- uninsured motorist bodily injury coverage in the amount of $30,000 per person and $60,000 per accident.
Carrying this level of insurance ensures that you can comply with the NC government’s requirement that an at-fault driver has the ability to pay for the expenses from an accident. You also must carry with you in your vehicle proof of insurance which can take the form of your insurance ID card, the DL-123 certification provided by your insurance agent, an insurance binder, or the policy’s declarations page.
While the NC law mandates the minimum required insurance, Don Allred Insurance of Burlington, NC encourages you to also consider obtaining comprehensive and collision coverage. Full coverage best protects your vehicle, your personal health, and your financial standing.