As summer arrives in the beautiful Burlington, NC region, people celebrate the sunshine and the end of winter by shifting their activities outdoors to the backyard, the pool, a local park, etc. One of the more recent backyard trends has been the addition of a fire pit, which brings some of the fun of camping – with dancing flames and burning wood, making the great outdoors steps away from home.
However, there can be a bit of risk when using a fire pit. The insurance professionals at Don Allred Insurance offer the following safety guidelines about utilizing a backyard outdoor fire pit.
Backyard/Outdoor Fire Pit Safety Tips
Before you begin, have a fire extinguisher or a garden hose nearby. Then, check the direction of the wind so the smoke and flames blow away. While a guitar, a few dozen s’mores, or a few of your favorite ghost stories are highly recommended, be careful when enjoying your backyard fire pit by following these safety tips –
- Avoid flammable fluids.
- Do not wear nylon/flammable or loose-fitting clothing near the flame.
- Contain the sparks by using a spark screen.
- Burn something other than softer wood, which can pop and throw a spark when burning.
- Douse all the embers before retiring inside.
And be sure that pets and kids stay a minimum of three feet away from the flames.
Contact Don Allred Insurance for a Homeowner’s Insurance Quote Today
Suppose you are considering enjoying a backyard fire pit, which can help increase your property value. In that case, it is a prudent idea to speak with the licensed insurance specialists at Don Allred Insurance in Burlington, NC, so they can determine if your coverage is adequate should an incident occur. Reach out to us online or call 336-584-2705.
Whether buying auto insurance for the first time or looking for better policy terms for your Burlington, NC household, our team at Don Allred Insurance is here to help. Auto insurance is one of the few types of insurance mandated by state law, but that doesn’t mean you should jump into the first policy an insurance agent offers. A lot is going on with these types of policies, and it is important to look at the options. Sometimes you want to cut to the chase and want to know that one thing, the most important thing to consider when buying auto insurance. If so, consider our team’s answer below:
What is the Most Important Thing to Consider When Buying Auto Insurance?
Short Answer: When researching policies, reviewing and understanding the deductible amount associated with a given policy is very important.
The deductible amount is the out-of-pocket expenses the policyholder must pay before the insurance company behind the policy begins paying costs related to a claim. A low deductible amount means you will pay little in the event of a claim, and a high deductible amount means you will have to pay a significant amount out-of-pocket.
The deductible amounts your insurance agent will offer and the ones you eventually decide upon will set the stage for several aspects of your policy. Foremost, deductible amounts change the premium rates, with generally high deductibles equating to lower monthly premiums. However, this also means you will be paying a lot more to cover damages and any other medical expenses before your policy kicks in in the event of an accident. Thus, you will need to assess your own personal risk tolerance, how much value you place in your vehicle, and your monthly budget.
Learn More With Oliver Insurance
Our team is here to help you find the right balance of deductibles and premiums in your Burlington, NC auto insurance policy. Contact us today to get started insurance shopping.