In the past, pre-existing conditions often meant that you would be denied for certain types of health insurance. Today, however, residents who live in the Burlington, NC area can discuss their health insurance options with the agents of Don Allred Insurance. Each agent has years of experience when it comes to health insurance and all of its nuances. Understanding how pre-existing conditions affect your insurance is important before you buy a policy.
Previously Diagnosed Health Conditions
Previously diagnosed health conditions like cancer, heart disease, and devastating injuries can have an impact on your health insurance. In the past, many of these conditions would disqualify you for future coverage. Today, however, pre-existing conditions aren’t as taboo as they once were and will not cause you to be ineligible for insurance. This is especially true if the diagnosis is several years old and you have not had any reoccurring symptoms.
Chronic Long-Term Health Conditions
Chronic long-term health conditions may also have an impact on your insurance coverage. Treatments that have been in place for long periods of time may need to be reviewed but for the most part, should be covered under a new policy. This is especially true if the condition requires specific medicine such as diabetes.
The agents at Don Allred Insurance serve residents who live in Burlington, NC and many of the surrounding communities. Having health insurance is a necessity for most people. Understanding what a pre-existing condition is and how it impacts getting a new policy is extremely important. When you are in the market for a new health insurance policy, talk to an agent so you get a full understanding of how your health insurance works.