Insurance is necessary in most states at least to some extent. The legality of insurance isn’t the only reason why people in Albany NY should have insurance. It could protect a person in more ways than they may know.
1. Protect Assets
Without insurance, it puts a person legally and financially responsible for damages done in an accident. The person will either have to pay out-of-pocket or may even lose their house or other valuable possessions to pay for the debt. Those who don’t have assets will be in debt to the other party until the entire sum is paid off.
2. Peace of Mind
The stress of not having insurance can be overwhelming. The person worries about the financial burden an accident can lead to. Without insurance, the person worries about getting stopped by the police and the fines associated with getting caught. The person worries about something happening to their vehicle that could prevent them from getting around, especially back and forth to work.
3. Satisfaction of Following the Law
Breaking the law can give a person a guilty conscious. They feel a certain amount of anxiety that’s associated with doing something wrong and fearing the consequences. However, having insurance gives a person the satisfaction of following the law.
4. Prevents Hassle to Others
When person doesn’t have insurance, they inconvenience the other party with the burden of bills that might not get paid right away.
To have a peace of mind with an insurance policy that caters to the consumer, a person should contact NY Twin Bridges Insurance Agency, serving Albany, NY and the surrounding area, at 518-608-5797.
If you live in Burlington, NC and love to throw the family in the car and go on vacation in nearby states or within North Carolina, then you may be a pro at driving long-distance. But are you? Here are some tips for staying safe on your next long distance drive that you might not have thought of.
When driving long distances you will want to remain alert. One way to do this is to chew gum. The repetitive process has been proved to increase alertness and circulation and you can get the same affect with sugar-free gum.
Another way to stay alert during a long drive is to have the scent of peppermint in the car. This natural smell is a pick-me-up that has been proven to reduce fatigue and increase awareness. Look for a peppermint-scented air freshener. You can also keep a handful of peppermint flavored candy or gum for easy access.
Take a Siesta
People are naturally drowsy from 1 pm to 3 pm when the body temperature heats up. During this time, stop and take a break, even take a nap if you can. If not, then use this time to get out and stretch for a few minutes, which you should be doing every couple of hours. This is also a good time to switch drivers, if possible.
At Don Allred Insurance, we love giving driving tips. And we love talking about auto insurance in Burlington, NC. If you’re looking for a new auto policy or want to change an existing one, call Don Allred Insurance today to speak with a friendly agent.
When you budget in your home insurance for the month, you may wonder if it’s eating up too much of your take-home pay. But taking shortcuts when it comes to your home insurance won’t hurt anyone but you and your property in the end. Here are a few tips to keep your premium in perspective from NY Twin Bridges Insurance Agency.
Albany NY Homes
The homes in your neighborhood aren’t just places to live — they represent the hard work, careful planning, and sacrifices that have been made to afford a certain type of lifestyle. No matter how much you paid for your home, you need to remember the emotional and financial investment that went into the process. Saving your home from everyday calamities and major disasters alike isn’t something that only the very rich should do, it’s what every homeowner needs if they want their property to pay off in the long run. When you make that monthly payment, you’re buying into the future of your home and your family.
Finding People to Help
When you think that your budget can’t handle the premium, it might be time to talk to someone who knows more about what that means. Nothing is worse than being alone in a crisis. NY Twin Bridges Insurance Agency has agents who have worked on practically every scenario under the sun, and we can make it easier for the people of Albany, NY to navigate their policies. Our agency won’t try to sell you on a policy you have no use for, only remind you of what’s really at stake when it comes to your home. It’s our privilege and our pleasure to help you, so give us a call today to find out more.
Everything you do has a ripple effect on the people around you. Litter your property with junk, and your home will become an eyesore that can cause good buyers to shy away from your block. Neglect your house, and criminals may start thinking that you’re not going to be around to notice if they choose to target your area. But buying home insurance can be just one way that you reverse these types of effects. Start appreciating your premium a bit more when you consider all the good it does for both you and your corner of the world.
Don Allred Insurance gives people the financial means to get their properties back in order when things go wrong. Whether that’s because of a bad storm in Burlington, NC or because a thief broke a few windows, taking care of the problems allow people to maintain the structural integrity of their home as they go about their daily lives. Too often things happen to homes when the owner doesn’t have the money or the time to fix it. Over even just a little bit of time, it can compromise the rest of the home and start making the neighborhood look shabby.
Don Allred Insurance knows sometimes it just takes one person doing the right thing to influence other people to do the same. Taking care of your property can inspire other people to do the same, and promote responsibility. It’s not only necessary to keep home values up but also means that vandals won’t feel comfortable being in a neighborhood where they feel as though they’re being watched. Call Don Allred Insurance if you live in Burlington, NC, and want to learn more about it all.