A matter that should appeal to all homeowners universally, acquiring high quality home insurance should be a top priority. If you reside in the North Carolina area, please consider the following 3 reasons to acquire home insurance today.
Protection against Natural Disasters
One of the top reasons to acquire auto insurance is to protect your home from things such a natural disasters. In an area in which disasters such as tornadoes and flooding are commonplace, purchasing a quality home insurance policy is a great way to protect your home and family against such disasters.
For those who are yet unaware, if someone slips, falls, or has any other unfortunate accident on your property you may be liable for thousands or even millions of dollars. However, by purchasing a quality home insurance policy, you can ensure that your home is covered in the event that such an incident should occur.
Peace of Mind
Lastly, like most types of insurance, home insurance is customizable. You can get as much or as little coverage as you desire and you can change it over time. If nothing else, this should provide peace of mind to you as a homeowner just knowing that a credible agency will be ready to step in as needed.
Overall, if you are looking for quality home insurance in the state of North Carolina, Don Allred Insurance is an excellent option. Offering quick quotes and friendly service from a well-trained professional, you can give us a call, stop by, or email us today to find out how you can begin your home insurance policy and save!
Auto insurance is something that is required by federal and state laws to protect the interest of both the driver of the vehicle and the other drivers on the road. Though each state does require a different level of coverage, each state does require that a licensed driver that is operating a vehicle must have insurance on that vehicle in order to drive it legally.
Insurance coverages do differ according to what type of policy you have and what level of coverage you opt for. Don Allred Insurance can help you determine what insurance policy is going to be right for you and what policy you need to stay legal.
There are two basic types of insurance, the first is full coverage. This is going to cover the entire cost of replacing the vehicle in the case that it is totaled. It is also going to help cover repair costs and medical costs of those involved in the accident. If you have a loan out on the vehicle most loan agencies are going to require that you have full coverage so that you can continue to pay your loan even if the car is totaled.
The other type of insurance is liability insurance. Liability is going to help cover the cost of medical bills and a portion of the other person’s bills in the case of an accident. Most states require a specific amount of liability in the form of a monetary value around $20,000 for the other driver. This means that in the event of an accident, the bills of the other driver would be covered up to $20,000 at which point their own insurance would take over.
No matter what policy you choose having an agent on your side is going to make the selection process that much easier.