When you remodel your house, you often change the value of it. Remodeling in Burlington, North Carolina usually creates an increase in value. As your independent agent, we want to make sure you have the homeowner’s policy you need at the best rate available. When you consider home improvements, ask about including some of these ideas that may save you money on your insurance.
Electrical and HVAC systems
If part of your remodeling project includes improvements to your electrical, HVAC or even plumbing system, give us a call. You may be able to reduce the cost of your homeowners insurance policy. Upgrades to electrical and heating systems may reduce the chance of fire. Plumbing improvements lessen the likelihood of water damage from broken pipes.
A very simple upgrade includes installing new smoke detectors. If you are building an addition, make sure to have a fire alarm installed if needed. Consider having a wired system that sets off all the alarms in your home or notifies the fire department for you. This can provide you with a policy discount.
You may want to have a swimming pool added to your North Carolina home. If so, have a full fence installed around your pool and include a locking gate. If you have a pool, eliminate the slide or diving board and you may save on your premium.
New windows or a new roof is other good remodeling choices that can help you save. Contact us today; as an independent agent, we can help you find the lowest rates in Burlington, Graham or Mebane, North Carolina. When you work with us, we can provide quotes from multiple companies in one easy step. Comparing quotes provides you with the best coverage for your dollar. Even if your costs rise, you want to protect the investment you have made in your home.
Renters often do not consider the importance of having a personal property insurance policy for protecting their belongings. If you are renting a home or apartment, you need to be aware that the property owner’s insurance does not protect you. As your independent insurance agent for the Burlington, Graham and Mebane, North Carolina area, we want renters to understand why they should consider this type of policy.
A property owner’s policy protects the owner from loss due to fire, storm or vandalism damages. These policies normally provide liability coverage but do not protect the belongings of any tenants in the dwelling. You need your own personal property insurance to cover your furniture, clothing, electronics, jewelry and other possessions if damage occurs from covered events.
Covered events normally include fire and smoke damage, as well as wind and water damage. While Alamance and Orange County are inland enough to avoid hurricane damage, storms may still be a source of numerous problems. Earthquake or flood damage is not covered on basic policies. We can help you determine if flood coverage would be desirable.
Additional protection with your policy
You get additional benefits from your renter’s policy. Coverage is provided for theft of your possessions. Liability coverage protects you if a guest is injured at your residence. If the property you are renting becomes unlivable due to a disaster, your policy can cover your temporary living expenses.
Personal property protection is available for replacement or actual cash value of your property. If you have high-value collections, including fine art or jewelry, you may need additional protection. As an independent agent for Burlington, North Carolina and the surrounding areas, we can help you find the renter’s policy that best meets your needs.
It is easy to get a quote for car insurance in Burlington NC. Don Allred Insurance provides instant quotes here at this site.
Don Allred Insurance is your choice for auto insurance in Alamance County, we have been providing insurance services since 1971. Give us a call today at 336-584-2705. Just click the get a quote button to get started!
Before deciding on an auto insurance plan, the most important thing to know is the law for auto insurance coverage in your state. This is especially important to note if you have moved recently and are unaware of your new state’s laws. Every state has different laws and requirements when it comes to auto insurance, and every driver on the road should be aware of these standards to avoid paying too much for auto insurance while still obtaining the right amount of coverage.
One of the best ways to find out everything you need to know about the law, regarding insurance in your state, is to simply ask your insurance agent. Your auto insurance agent will know everything there is to know about the laws regarding insurance coverage and can even apply it to your unique situation. Be sure to inquire about the most updated information available since many laws are subject to change as time goes by.
The reason why you should go to your auto insurance agent first is that he or she can explain some of the more complicated matters surrounding insurance in a way that will be easy to understand. Researching online can present you with a lot of complex and even false information about the law in your state. To avoid confusion, it’s easier to call your local auto insurance agent and set up an appointment to meet. At the meeting, you can learn about the facts and laws according to your state in addition to any other questions you may have about your personal eligibility for various types of auto insurance coverage. Although the state has a law that all drivers must adhere to, it’s also important to customize your plan as well to meet any personal circumstances that apply to you.
Whether you are considering the expenses associated with new home ownership before you buy, evaluating the benefits of updating or remodeling your existing home or simply comparison shopping to discover the lowest rates for your insurance coverage in North Carolina, a local independent agent can help you find the best value. Insurance offerings and rates vary between providers and policies and are often tied to location. When you compare quotes online, some considerations may not be factored in. However, a local North Carolina agent is informed about the coverage availability, associated costs and potential discounts available from the providers that service state residents.
Although it may be pretty obvious as to why flood insurance for an oceanfront home on Myrtle Beach costs more than flood insurance for a Greensboro residence, the variation in home insurance policy costs between Burlington and Graham or Graham and Mebane may seem mysterious to a layman. A local insurance agent can help shed some light on how and why the rates associated with different cities can vary significantly, even when these cities are within a 10 mile radius of each other.
An oceanfront home may cost more to insure than a home further inland simply because the flood risk is greater. Insurance providers carefully evaluate a variety of risks to set rates, and some of these risks are related to the location of the home, vehicle or other items to be insured. If a Burlington neighborhood has a history of home break-ins, renters insurance fees are likely to be greater for residents of this area as the coverage providers must offset the costs of potential payouts for theft and property damage. This sort of information is valuable to discover when considering a home purchase or finding ways to lower the insurance costs for your residence. Contact us your local agent to get more information about the policies and costs associated with your area of North Carolina.