Auto insurance can cover many different things. However, the type of auto insurance you carry and the damage your car sustains will determine many things. Our Burlington, NC team at Don Allred Insurance understands that auto insurance coverage can vary from policy to policy depending on the type of coverage. Our agents are committed to taking the guesswork out of what’s covered under different policies.
Typically, a standard auto insurance policy wouldn’t cover flood damage to your car or property. This is why many people are encouraged to purchase flood insurance if they live in areas prone to flooding. Your auto insurance will not cover your flood-damaged car. This may be surprising to many people who think that any damage to your vehicle would be covered under your auto insurance policy if you’ve purchased coverage for damage to your car. However, the damage your vehicle sustains often determines whether it will be covered or not. Flood damage isn’t covered. However, flood insurance will cover the repair of your flood-damaged car. This is surprising to many car owners. Auto insurance can be personalized to suit your unique situation. You can ask an insurance agent if a flood addendum could be an option if you don’t want to purchase flood insurance. However, not all auto insurance companies have a flood addendum as an option.
If you have questions about the type of damage covered under an auto insurance policy and your options, call us. One of our agents would be happy to explore your options and help you get the coverage you need most.
If you own your own home, a multitude of things can threaten that home and put your investment in your home at risk. If you own a house and don’t have a home insurance policy, you need to get one immediately. Most of the time, home insurance is required for homeowners. The mortgage lender you choose will likely require you to have a home insurance policy in place before you can close on the home. If your home is within a homeowners’ association, the HOA will require you to have this insurance. To get it and protect yourself against many risks in Burlington, NC, call us at Don Allred Insurance.
Protection for the Home
Your home is one of the most significant investments you will ever make. You need a home insurance policy to protect it against many potential risks. This protects the home against events that can damage it, such as some types of calamities and disasters. When these occur and cause damage to the house or even destroy it, the home insurance policy will pay for the repairs or the rebuilding of the home. This can save you many thousands of dollars on repairs and make it possible for you to get the repairs you otherwise wouldn’t be able to afford.
Protection for Possessions
Your possessions often represent your second-highest investment. Everything you own may be in your home, which could all be damaged or destroyed in several types of incidents. Home insurance will pay to replace or repair these items so that you can return to your life after a damaging occurrence.
Get Home Insurance
If you are buying a home and need a home policy, call us at Don Allred Insurance in Burlington, NC.