No one wants to think about their home being damaged. You buy home insurance hoping you will never have to use it. The reality is quite different. On average one in twenty homeowners will file a claim every year with the highest percentage being the result of fire damage. At Don Allred Insurance we provide personal service to the residents of Burlington, NC and the surrounding area. With more than 40 years of experience, we are your one-stop independent insurance agency.
A home inventory is a listing of all your possessions. It will help to facilitate any claims you might have which makes creating one very important. You will have all the information you need about any loss at your fingertips.
You have a couple of options for creating a home inventory. You can make the list with a pad and pen or you can make a video. Whichever option you choose you should be thorough. That means opening every closet and cabinet door. Going to the attic, basement, and even the garage. Give as much detail as possible. Have brand names, manufacturer, model, and serial number. The more detail you provide, the easier the claim process will be.
Gather together any receipts or sales slips you have. If you are claiming jewelry or art, have an appraisal to make sure you can justify the value attached. If you are using a pad and pen, taking photos is a good idea. You can take a photo of each room and then highlight the most expensive items. One of the most important things you can do is place your inventory in a safe place where you will be able to access it if you need to file a claim.
In Burlington, NC contact Don Allred Insurance to discuss your home insurance needs.