You probably understand that auto insurance rates are based on risk statistics. For example, young and new drivers pay higher premiums. Why? Statistics show that teen and young drivers have more accidents that mature drivers. This is true in Burlington, North Carolina and throughout the US.
Similarly, the more miles you drive each year, increase the risk that you’ll be involved in an accident, too. This is perfectly logical because, regardless of how safe a driver you are, the more you’re on the road, the greater the chance of having an accident.
As your trusted independent agent, we can help you find a meaningful discount if you drive fewer miles than your neighbors. We work for you, not a single insurance company. We’ll help you find the best, most affordable auto insurance coverage that fits your specific situation.
For example, if you’re recently retired (after driving many miles each day to and from work for years), you’ll no longer have a long commute during North Carolina rush hours. Let us know so that we can identify a low-mileage discount, reducing your car insurance premiums.
Your independent agent has the experience to understand your lowered risk for more than just moving accidents. For instance, the more miles you drive, particularly on highways and heavily traveled roads, the more likely that you’ll suffer windshield damage at some point. Rocks (even pebbles) that strike your windshield often require replacing this important component.
Even an apparently minor rock impact can result in a growing "spider" web of minute cracks that impair your driving vision. The fewer miles you drive regularly, the less risk of incurring windshield damage.
These–and other risks–decrease as your annual mileage lessens. As your independent agent, we’ll help you find the best discount for you, while giving you the best protection around Burlington, North Carolina.