If you are trying to find out if a deceased relative in Burlington, North Carolina had a home insurance policy, call your independent agent and see if the company can give you any tips on finding your information.
It may be difficult trying to find out if a deceased person had a homeowner’s policy and what insurance company was holding the policy. Try to find out where the deceased kept all their personal paperwork. You will have to go through all paperwork, old and new plus all bills and mail received. Homeowner’s coverage will send out monthly statements, so watch the mail closely.
If the deceased person has a mortgage on their home, call the mortgage company, and they can tell you who the home insurance company is because the name of the company will be listed on the mortgage note.
If the deceased did not have a mortgage on the home, you can still contact the mortgage company. Ask the mortgage company for the name of the last known homeowner’s policy company. They will give you the name of the home insurance company that is listed on the paid off mortgage. This is a good place to start, as most people do not change insurance companies.
If you know that the person had automobile policy coverage, call the independent agent, if the company is known, and perhaps the insurance agent also insured the home.
Insurance companies in Burlington, North Carolina use a database on all clients. See if you or your independent agent can access the database and if there is any record of inquires from homeowner’s insurance policy regarding the deceased person.
Review the person’s mail often as insurance companies will send out monthly statements, especially for a homeowner’s insurance policy.