Strong wind gusts can be damaging to your home. Wind can blow shingles and tiles off of a roof, pull siding from your home or blow fences and trees over. Following storms that bring along heavy wind gusts, we at Don Allred Insurance, serving the greater Burlington, NC area are often asked if home insurance covers wind damage. Read on to find out the answer to this question.
Home insurance may cover wind damage. Unfortunately, the answer varies based on your exact policy and why the wind is gusting.
When you are purchasing a home insurance policy, always take the time to read through the exclusion list. Some policies do exclude wind gusts and some policies exclude hurricane coverage. If the wind damage was caused by a hurricane and your policy excludes hurricanes, the damage would not be covered.
Taking the time to sit down with an insurance agent and to carefully go over any exclusions before buying a policy is the best way to understand the policy you are purchasing before you purchase it. This helps to ensure you understand what is and is not covered by a policy and that there are no surprises later on down the road.
It is important to have the right home insurance policy in place to cover your home from a variety of weather elements, including wind and hurricane damage. Here at Don Allred Insurance, serving the greater Burlington, NC area, we are committed to helping you find the right policy for your needs. Contact us today and let us help you find the right home insurance policy for your needs.