Health Insurance Considerations for a New Policyholder

If you’ve recently acquired health insurance coverage and are a new policyholder, you may be unfamiliar with how your coverage works. Use the guidelines below to understand your policy and its benefits better.

Understanding Coverage Amounts

Start by reviewing your policy to familiarize yourself with the coverage amounts it provides. Coverage may vary depending on the medical provider rendering services.

Your policy will outline all the important details, including inclusions and exclusions. Be sure to review these sections to understand what is covered and what isn’t covered by your health insurance.

Learning the Claims Process

Check your insurance documents to learn the steps required to file a claim. After receiving medical services, you’ll likely be provided with an itemized printout detailing the procedures performed. You may need to submit a copy of this printout when filing a claim.

Your health insurance provider can assist you with the claims process and guide you through the procedures for using your insurance to pay for medical appointments.

Keeping Copies of Your Medical Records

Maintaining complete records of all medical procedures performed during office visits can be beneficial. If there’s ever a discrepancy or your insurance provider requires documentation, your medical records can serve as valuable evidence.

Store your medical records in a dry, secure location that is accessible only to you. Keeping them organized and protected ensures they’re available when needed.

Speak With an Insurance Agent in Burlington, NC

If you have questions about your new health insurance policy, don’t hesitate to contact our office. An agent from Don Allred Insurance will schedule an appointment to discuss your policy and address your questions. We’re here to help you navigate your coverage with confidence.