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When living and driving in Burlington, NC, it’s essential to protect yourself, your passengers, and your vehicle at all times while on the road. Understanding the minimum coverage requirements in Burlington can help ensure vital protection while providing peace of mind. At Don Allred Insurance, we’re here to help you find the policy that’s just right for your needs before you get out on the road again.
Minimum Coverage Requirements
- Bodily Injury Liability: The current minimum required per person is $50,000, with a minimum of $100,000 per accident.
- Property Damage: A $50,000 minimum of property damage coverage is required.
- Uninsured/Underinsured Motorist Coverage: A minimum of $30,000 in uninsured/underinsured motorist coverage is required.
The Importance of Avoiding Underinsurance
Baseline insurance policies may not fully protect you if you’re in a serious accident. Many experts recommend higher limits if you have significant assets or if you own a home in the region. For some residents, considering an umbrella insurance plan may be ideal to safeguard their savings.
Why Minimum Coverage Matters
Regardless of how frequently you drive, proper insurance on your vehicle is crucial, and here’s why:
- Protects against potential unintended accidents during rush hour or severe weather.
- Protects you from being held personally liable for damages that may exceed the policy’s coverage.
- It provides you with peace of mind and a sense of security, knowing you’re safe and insured.
Working with the right agency and agent can help you find the best auto insurance policy or bundle that suits your needs and those of your household. Whether you’re interested in the minimum coverage or want to maximize coverage when commuting or transporting your family, we’ll be here to help. To learn more about the minimum coverage required with auto insurance in Burlington, NC, contact Don Allred Insurance for your initial consultation today.